Entering a SADC market
Four steps between deciding to enter a market and being permitted to operate in it. The first two can be answered from published sources and are free here. The third is the one nobody publishes, because it only exists inside a provider’s onboarding decision.
Choose a combination and the register shows what it holds — and, as plainly, what it does not.
ZMW
Moving customer or supplier value between countries
The applicant profile every access outcome in the register was recorded under
Cross-border payments into Zambia, as South African private company. Here is what the register holds today, and what it does not.
Who decides
1 heldBoZ. Each identified, each site checked on the date shown on the market page.
What obliges you
1 of 5 named5 obligation categories apply — every SADC member is assessed against FATF standards, so the duties exist whatever the statute is called. 1 instrument is named for Zambia. 4 not yet established.
Who will actually onboard you
10 outcomes held10 providers approached under exactly this applicant profile. 4 refused, 4 pending. Not one declined because the corridor was unavailable — every refusal was a threshold. Which provider gave which is the brief.
What your compliance team has to resolve
in the assessmentThe register establishes what is knowable from outside. Whether your specific structure needs local authorisation, whether a foreign entity may provide this service, which licence category applies — those are questions for your compliance function and, where needed, local counsel. The assessment puts them in front of them as a specific, sourced list rather than a blank page.
Steps 1 and 2 are on this site, free. Steps 3 and 4 are the assessment.
Named providers and the grounds each gave, the instruments behind each obligation, the unknowns closed, and a diligence pack your compliance team can act on.